"You" or "Your" means you as a participant in or as a user of the Boost Credit Line program. "We" or "our" or "us" means Boost Credit Line. "Our Website" means BoostCreditLine.com.
Boost Credit Line recognizes that you have the right to privacy; we also understand that you have the right to expect your personal financial information to remain private and secure. In addition to keeping your information private and secure, we strive to make sure that your experience with our Website will be smooth and beneficial to you as a participant in our program.
In order for Boost Credit Line to serve you, the participant in our program, we require the collection of information about you. All information transmitted, printed or otherwise submitted to Boost Credit Line through this Website will remain your property. However, unless you opt out as explained herein, we shall be free to use such information for any lawful purpose as detailed herein.
We collect and/or track several types of information about you:
We may use your personal, demographic and profile data to send you information about our company and promotional material from us and/or our partners that we think might be of interest to you. We may also use your personal, demographic and profile data to improve our Website, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes for our advertisers. Information collected by us may be added to our databases and used for future e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online, unless prohibited by law.
We will not use your loan-specific financial information such as social security number, employment information and/or bank account information (Sensitive Information) for any marketing purposes, or transfer the same to any third party, other than the necessary third party lenders and sellers in order to effectuate the application or purchase of products and services that you applied for from such third party lenders or sellers at the Website or for collection purposes.
We want you to understand when and with whom we may share personal or other information we have collected about you or your activities on our Website or while using our services. If you choose to provide personal information and do not opt out as explained herein, it will be used for the following purposes: considering you for a Boost Credit Line account and sharing your information with authorized trusted service providers and/or third parties that perform certain services on our behalf in connection with your request for a loan. These service providers may include lenders and other financial services providers, credit bureaus, marketing and customer services firms and credit card payment processors, as well as companies that support contests, sweepstakes, surveys, or other features and products offered through our Website that we determine you might find of interest. We reserve the right to share, rent, sell or otherwise disclose your information, other than your Sensitive Information, with/to third parties in accordance with the terms of applicable law. These third party businesses may include but are not limited to: providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation; email marketers; and telemarketers. In addition, information gathered by us may be added to our databases and used for future telemarketing, SMS text-messaging, emails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders and loans placed online. By using this Website, you agree that you may be contacted in any manner mentioned in this section even if your number is found on a do-not-call registry or similar registry; we retain the right to contact you via telemarketing in accordance with Telemarketing Sales Rule 16 CFR §310 et seq., as amended from time to time. We may also employ other companies or individuals to perform certain functions on our behalf. Examples include but are not limited to sending direct and electronic mail, removing duplicate information from customer lists, analyzing data, and providing marketing analysis. These agents have access to your personal information as needed to perform their job functions for Boost Credit Line; we do not permit them to use your personal information for other unauthorized purposes and we maintain physical, electronic, and procedural safeguards that comply with federal regulations to protect your personal information. From time to time it may become necessary to obtain information about you from a variety of sources. Some of this information is provided directly by you through the use of our Website. Alternately, we reserve the right to use your information to obtain information about you from other sources. Such sources include but are not limited to consumer reporting agencies, consumer credit bureaus and other outside sources permitted by law. We will limit the use and collection of information about you to that, which is necessary to our business, provide exceptional service, correct improperly-completed registration forms, and offer opportunities that we think will be of interest to you.
We may also disclose your current or past information in response to a subpoena or similar investigative demand, a court order, or a request for cooperation from law enforcement or other government agencies; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. In such cases, we may raise or waive any legal objection or right available to us. We will disclose your information when we believe it is appropriate in connection with efforts to investigate, prevent, or take other action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property or safety of our company, our users, our employees, or others; to comply with applicable law or cooperate with law enforcement; or to enforce our Website terms and conditions or other agreements or policies.
Disclosure may also be necessary in connection with a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy.
The cookies do not store any personally identifiable information about you. Most browsers automatically accept cookies, but you can modify your browser settings to decline cookies. In the case that you choose to reject cookies, you may still use our Website. The drawback of doing this is that it will limit the use of some of our interactive features offered on our Website. To find out more about cookies, please visit www.cookiecentral.com.
In addition to cookies, our Website pages and/or emails may contain electronic images known as pixel tags (also known as clear gifs) to track the pages that visitors and/or users visit at the Website for purposes of formatting future campaigns and upgrading visitor information used in reporting statistics. Our Website may contain pixel tags placed there by third parties to help determine the effectiveness of a joint promotional or advertising campaign.
We have established procedures to ensure that your financial information is accurate, current and complete, in keeping with reasonable industry standards. We continually strive to maintain complete and accurate information about you and your accounts. Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us. We will investigate your concerns and correct any information we determine to be inaccurate.
Upon your request via postal mail or e-mail, we will provide you a summary of personal information retained by us. We will only send your personal records to the email address or postal address we have on file for you. You may modify, correct, change, or update your personal record or remove your personal record from our database by sending your request in writing via email to: Service@boostcreditline.com.
We do not intend to collect data from children. We respect the privacy of your children, and we comply with the Children's Online Privacy Protection Act (COPPA). We do not knowingly collect or retain personally identifiable information from consumers under the age of thirteen (13). You must be at least eighteen (18) years of age to obtain services from us. We encourage parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children.
We take the security of all your personal information seriously and have in place a variety of methods/procedures to protect against physical or online theft. All information collected is stored in a technically and physically secure environment. For example, when we transmit highly confidential or Sensitive Information over the internet, we protect it through the use of encryption, such as the Secure Socket Layer (SSL) protocol. In addition to keeping your personal information secure through online transmission, we also maintain a physically safe environment for all stored information by restricting access to those employees who need to access to that information in order to provide products or services to you. Our employees are dedicated in maintaining the privacy of your personal information. Employees who are found not adhering to our strict privacy policies will be subject to disciplinary action.
It is important to understand that you also have a significant role in protecting your personal information. No one can see or edit your personal information without knowing your login information; do not share your login information with others. If you use this site you are responsible for the confidentiality of your account, password, and restricting access to your computer. By creating an account with our Website you agree to accept responsibility for all activities that occur under your account and password.
While we take the security of all your personal information seriously, it is important to understand that no data transmission over the Internet is guaranteed to be 100% secure. Therefore, we cannot secure or warrant any information that you transmit to us, and you do so at your own risk. In compliance with the Indian Commerce Clause of the US Constitution and applicable federal and tribal law, we shall notify you via email in the event we discover that there has been a security breach of your personal information. Please be advised that notice to you may be delayed in order to allow proper law enforcement time to investigate the extent of network damage, and to engage in remedial measures.
INFORMATION FOR ISPs
Company Name: Boost Credit Line
Email Address: ClientCare@boostcreditline.com
Boost Credit Line understands consumers' concerns over the use of their personal information. We hope this information will relieve any possible concerns that you may have regarding our email policies.
Boost Credit Line and its affiliated sites use only an "opt-in or opt-out" method of obtaining customer information. We obtain email addresses and personal information from third parties that adhere to the same set of policies.
All Boost Credit Line email messages are sent with the following information about the origin of the message and instructions for the recipient on how to unsubscribe from receiving future email messages:
This email is not sent unsolicited. This is a Boost Credit Line emailing and offers are sent to subscribers ONLY. From time to time, Boost Credit Line will enter into an arrangement with a third party website to allow individuals to opt into our marketing program on those third party websites. In each case, the third party websites have represented and warranted to us, among other things, that the data was collected voluntarily from individuals on website registrations and co-registrations, that the sellers have a right, under any applicable privacy policies, to transfer the data to us, and that Boost Credit Line has the right to send marketing offers to the individuals. We hope this information satisfies any questions or concerns you may have regarding the email practices of Boost Credit Line. If you have additional questions or wish to discuss this matter further, please contact us at: ClientCare@boostcreditline.com.
If you prefer that we not disclose nonpublic personal information about you with affiliated or non-affiliated third parties, you may direct us not to share this information by sending your request in writing via email to: ClientCare@boostcreditline.com.
Please note that if you do not opt out at this time but chose to opt out at a later time, it will only affect future activities or communications from us. If we have already provided your information to a third party before you have changed your preferences or updated your information, you may have to change your preferences directly with that third party by following the instructions of each email message to unsubscribe from their particular list.
In addition, please note that if you subsequently sign up at one of our other websites for other product or service offerings, you will need to again address any information sharing preferences that you had previously established through this Website.